For Individuals
For Businesses
Who We Are
Impact
  • Cash Out
    Make every day payday
  • Live Pay
    Only on EarnIn Card
  • Early Pay
    Get paid up to 2 days early
  • Balance Shield
    Protect your bank balance
  • Credit Monitoring
    Track your credit score
  • Tip Yourself
    Save with every paycheck
  • Financial Calculators
    Plan your future
  • Exclusive Offers
    Make or save money
  • EarnIn Payroll
    Payroll you and your employees will love
  • Wellness benefits
    Support employees' wellbeing
  • About Us
    The story behind EarnIn
  • Blog
    More financial tips & tricks
  • Our Impact
    Improving our community
  • In the News
    How we rewrite financial well-being
For Individuals
  • Cash Out
    Make every day payday
  • Live Pay
    Only on EarnIn Card
  • Early Pay
    Get paid up to 2 days early
  • Balance Shield
    Protect your bank balance
  • Credit Monitoring
    Track your credit score
  • Tip Yourself
    Save with every paycheck
  • Financial Calculators
    Plan your future
  • Exclusive Offers
    Make or save money
For Businesses
  • EarnIn Payroll
    Payroll you and your employees will love
  • Wellness benefits
    Support employees' wellbeing
Who We Are
  • About Us
    The story behind EarnIn
  • Blog
    More financial tips & tricks
Impact
  • Our Impact
    Improving our community
  • In the News
    How we rewrite financial well-being

App Store Logo
Google Play Logo
Make the most
of your money
App Store Logo
Google Play Logo
  • Products
  • Cash Out
  • Early Pay
  • Balance Shield
  • Credit Monitoring
  • Tip Yourself
  • Financial Calculators
  • EarnIn for Business
  • EarnIn Payroll
  • Offers
  • Who We Are
  • About Us
  • Social Impact
  • In the News
  • Blog
  • Careers
  • Trust Center
  • Contact Us
Make the most
of your money
App Store Logo
Google Play Logo
  • Help center
  • Terms of Service
  • Privacy
  • Security
  • Evolve Bank & Trust
  • Lead Bank
  • Privacy & Security
  • Help center
  • Terms of Service
  • Privacy
  • Security
  • Evolve Bank & Trust
  • Lead Bank
Activehours, Inc. NMLS #2535570
EarnIn US1 LLC NMLS #2567882
Most licenses can be verified at: nmlsconsumeraccess.org
Thumbnail for This Holiday Season, Pay It Forward With Viral Kindness
EarninCommunityPay It Forward

This Holiday Season, Pay It Forward With Viral Kindness

Get into the giving spirit by spreading good cheer through small acts of kindness, compassion, and charity.

Dec 16, 2019
3 min read
Continue reading
Thumbnail for Why Debt Collection Has No Place at Earnin
How Earnin WorksCommunityDebt

Why Debt Collection Has No Place at Earnin

Earnin is building a financial system that works for people, and that doesn't include working with debt collectors.

Nov 13, 2019
4 min read
Continue reading
Thumbnail for Fighting for Your Financial Health
Medical DebtFinancial TipsCommunity

Fighting for Your Financial Health

Introducing Health Aid, a new Earnin tool that negotiates unpaid medical bills for you without charging mandatory fees.

Nov 4, 2019
3 min read
Continue reading
Thumbnail for Earnin Makes an Impact on Overdraft Fees
OverdraftsFinancesFairness

Earnin Makes an Impact on Overdraft Fees

Fighting against overdraft fees is just one way Earnin helps people make good decisions when they’re managing their money.

Aug 27, 2019
1 min read
Continue reading
Thumbnail for Earnin's Data Incident
PolicyHow Earnin WorksCommunity

Earnin's Data Incident

Aug 8, 2019
1 min read
Continue reading
Thumbnail for Community First Finance
CommunityFinancesFairness

Community First Finance

Earnin started in 2013 with a mission to build a financial system that works for all people. We’re guided by a commitment to put people first, a model that allows people to pay what they choose, and a community that supports each other. 

Jul 26, 2019
3 min read
Continue reading

Popular articles

Thumbnail for 10 Best Cash Advance & Early Pay Apps for 2025
Cash Out

10 Best Cash Advance & Early Pay Apps for 2025

Feb 24, 2025
9 min read
Continue reading
Thumbnail for Best Ways to Borrow Money: Fastest & Cheapest
FinanceDebtPersonal Finance

Best Ways to Borrow Money: Fastest & Cheapest

Feb 24, 2025
7 min read
Continue reading
Thumbnail for How To Make 100 Dollars a Day in 2025: Quick Start Guide
Financial TipsPersonal FinanceJobs

How To Make 100 Dollars a Day in 2025: Quick Start Guide

Mar 19, 2025
Continue reading
Thumbnail for What Is a Cash Advance and How Does It Work?
Cash OutCredit CardFinance

What Is a Cash Advance and How Does It Work?

Oct 31, 2025
7 min read
Continue reading
Thumbnail for What Is a Cash Advance and How Does It Work?
Cash OutCredit CardFinance
What Is a Cash Advance and How Does It Work?

Learn how cash advances work, the pros and cons, and smart alternatives to avoid high fees or debt traps. Understand risks and make better money decisions.

Oct 31, 2025
7 min read
Continue reading
Thumbnail for What Is a Cash Advance and How Does It Work?
Cash OutCredit CardFinance
What Is a Cash Advance and How Does It Work?

Learn how cash advances work, the pros and cons, and smart alternatives to avoid high fees or debt traps. Understand risks and make better money decisions.

Oct 31, 2025
7 min read
Continue reading
Categories
Financial TipsPersonal FinanceB2BCommunityFinanceDebtCredit Card