Monitoring credit on a regular basis can be helpful for users in identifying the key factors that are impacting scores, identify errors, and flagging suspicious activity.
This can help you identify budgeting options to further improve your credit. With Credit Monitoring you get access to your recent score (updated monthly), can visually track changes for your score over the last 12 months, and drill down into key elements feeding into your score.
Finally, our Credit Monitoring alerts will notify you about important changes to your credit report (such as new hard inquiry, collection, bankruptcy, etc.) so you can take action on suspicious activity or be informed on changes to your credit file.
It’s important to remember that your most recent credit activity may not show up on your credit reports. Lenders and creditors usually report information to credit bureaus every month or so, so make sure any wrong information isn’t just out of date.
