Balance Shield

Help keep your bank account out of overdraft range1

EarnIn app
No commitment
Turn alerts and transfers on or off at any time — no commitment, no subscription
Customers save nearly $540/year by avoiding overdraft fees2
$540/yr
Why leave your bank balance to chance?
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Put low balances on high alert
Put low balances on high alert
Stay in the loop with custom notifications if your balance drops to $0-$500 — whatever threshold you set.1
Add protection against overdrafts
Add protection against overdrafts
Get $100 per day automatically2 transferred from your on-demand pay (with a max of $1,000 per pay period).1
Customize Balance Shield to work the way you want
Here’s how it works:
  • Step 1
    Set your low balance amount between $0-500
    Step Set Limit
  • Step 2
    Get up to $100 auto-transferred per day1 to help protect your balance, with a max of $1,000 per pay period
    Step Auto Transfer
  • Step 3
    Receive a notification if it gets low
    Step Notification
Join millions managing their earnings
“EarnIn fills the gaps when I don’t want to dig into my credit or savings.”3
Nina
EarnIn customer since 2020
A portrait of Nina who is an EarnIn customer since 2020
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