Blog

July 23, 2024

How to Make $500 Fast: 10 Practical Ideas

Discover 10 practical ways to earn extra cash quickly, from selling items to freelancing and working side hustles. Here’s how to make $500 fast.

July 23, 2024

Peer-To-Peer Lending: Definition and How It Works

What’s peer-to-peer lending, and how does it work? Discover key details and popular peer-to-peer lending platforms in this helpful guide.

June 30, 2024

The Best Credit Cards for a Cash Advance (Plus Alternatives)

Find the best credit card for cash advances, understand the costs involved, and explore alternative options to avoid high fees and interest rates.

June 30, 2024

Best Personal Loans for Bad Credit in 2024

Unlock financial flexibility with personal loans for bad credit. Compare top lenders and get tips for finding the best terms to get the cash you need.

June 28, 2024

The Best Emergency Loans and How To Get One

Need money fast? Here’s a guide to the best emergency loans and alternatives, plus tips for taking out a loan without getting in over your head.

June 27, 2024

The 10 Best Ways To Borrow Money

Explore the best, fastest, and cheapest ways to borrow money. Get tips for finding the best loan for your needs and avoiding loans that aren’t a good match.

June 26, 2024

17 Weekend Side Hustles To Boost Your Bank Account

Looking for a weekend side hustle to earn some extra cash? Here are some of the best side hustles, plus helpful tips for getting started.

December 13, 2023

2023 Holiday Customer Spending Report

June 25, 2024

Top 8 Financial Resolutions and Goals To Set

Set financial resolutions any time of year with these suggestions. Find inspiration for budgeting, saving, and credit goals.

June 25, 2024

Annual Percentage Rate (APR): What It Means and Types of APR Explained

Learning about annual percentage rates (APR) can help you choose the best loans and accounts. Here’s a guide to APR types and calculating interest.

June 25, 2024

The 2 Best Short-Term Loans and How To Get Them

Explore the best short-term loan options and compare lenders, loan amounts, and terms to find the right fit. Plus, get tips for a successful application.

June 25, 2024

10 Companies and Jobs That Pay Off Student Loans for You

Need an alternative to federal student loan forgiveness? Find one of many jobs that pay off student loans as an employee benefit.

May 31, 2024

How to Build Credit for the First Time: 7 Powerful Strategies

Building credit from scratch? Check out our guide on how to build credit for the first time and get some practical tips for credit newbies.

May 31, 2024

What is Cash Back? Pros, Cons, and How it Works

What is cash back, and can you actually get money when you spend it? Here’s how cash back rewards work and a guide to maximizing your benefits.

May 31, 2024

Who Qualifies for Earned Income Credit? EIC Explained

Who qualifies for earned income credit (EIC)? Learn the qualifications you need and if you can get EIC with no income in this easy guide.

May 31, 2024

How To Get the Most Back on Taxes

Tired of tiny tax refunds? Find out how to get the most back on taxes. These powerful financial strategies, tips, and tools can help.

May 31, 2024

What is Personal Finance? A Basic Guide to Managing Your Money

What is personal finance? Discover how to create a financial plan and the key components of financial planning in this simple, easy guide.

May 30, 2024

What Happens if You Don't Pay Your Taxes on Time?

What happens if you don't or can’t pay your taxes on time? Learn about potential penalties and how to avoid them in this easy guide.

May 16, 2024

What Is Earned Wage Access?

Why wait until payday when you can get instant access to your earned wages instead? Learn why everyone using Earned Wage Access is raving about it.

November 10, 2021

People of EarnIn: Elvy Dieguez

Real stories from the EarnIn community.

November 19, 2020

Earnin’s Season of Savings Sweepstakes

Earnin is getting in the holiday spirit and giving the community a gift for saving!

November 4, 2020

People of EarnIn: Swati Polce

Real stories from the EarnIn community.

July 8, 2021

People of EarnIn: Danielle Majeika

Real stories from the EarnIn community.

August 5, 2021

People of EarnIn: Jason Campbell

Real stories from the EarnIn community.

April 21, 2021

People of EarnIn: Sara Marshall

Real stories from the EarnIn community.

June 14, 2023

Track Your Credit Score for Free with EarnIn

EarnIn is proud to announce the launching of Credit Monitoring, a free way to track your credit score right in the EarnIn app.

November 13, 2019

Why Debt Collection Has No Place at Earnin

Earnin is building a financial system that works for people, and that doesn't include working with debt collectors.

November 18, 2020

People of EarnIn: Derek Peters

Real stories from the EarnIn community.

February 24, 2021

People of EarnIn: Joy Burrows

Real stories from the EarnIn community.

June 9, 2021

People of EarnIn: Donald Williams

Real stories from the EarnIn community.

January 6, 2020

FinTech and the 5G Promise

Early conversations at #CES2020 have begun about 5G. Our take - we'll see the real consumer benefits of 5G in the fintech sector.

August 14, 2020

Earnin Joins Forces with Cupertino on Rent Assistance

Earnin teamed up with the City of Cupertino to provide a $50,000 rental assistance program for those experiencing housing insecurity during the crisis.

January 27, 2021

People of EarnIn: Brooke Beauregard

Real stories from the EarnIn community.

January 13, 2021

People of EarnIn: Mailani Hernandez

Real stories from the EarnIn community.

December 16, 2020

People of EarnIn: Dalia Raya

Real stories from the EarnIn community.

December 2, 2020

People of EarnIn: Esmeralda Feliciano

Real stories from the Earnn community.

August 19, 2021

People of EarnIn: Tequila Harris

Real stories from the EarnIn community.

January 6, 2021

People of EarnIn: Mariah Dwyer-Britton

Real stories from the EarnIn community.

November 25, 2020

People of EarnIn: Alison Slater

Real stories from the EarnIn community.

March 17, 2021

People of EarnIn: Francesca Crespo

Real stories from the EarnIn community.

January 29, 2020

Hidden Talents of the Earnin Team: Namrata Dev

We all know that people who work at Earnin are good at their jobs, but they’re more than just Earnin employees. We talked to three members of the Earnin crew about their pursuits outside of the office and the hidden talents they’ve cultivated as a result.

April 14, 2021

People of EarnIn: Gabriela Cazier

Real stories from the EarnIn community.

March 3, 2021

People of EarnIn: Duneeta Gagraj

Real stories from the EarnIn community.

July 20, 2020

5 Bank Fees We All Hate And How to Avoid Them

Earnin understands how it sucks to lose money to unnecessary bank fees. This article gives tips on how you can avoid them.

February 10, 2021

People of EarnIn: Jasmine Taylor

Real stories from the EarnIn community.

March 6, 2020

History of the Fight for Women’s Pay Equality

To celebrate International Women’s Day, we’re highlighting a few key women who have majorly contributed to the fight for pay equality in America.

February 21, 2020

Earnin Community Members Report Fewer Overdrafts

An Earnin survey finds that a majority of community members are reducing the number of overdrafts they’re dealing with.

April 9, 2020

Quarantertainment

Cost effective, fun entertainment to make lockdown a little more bearable.

April 6, 2020

Community Tool For COVID-19

Earnin has created an easy-to-use tool based on all the COVID-19-related resources from the Helpin Facebook group.

March 17, 2020

Worried About Coronavirus? Here Are Resources to Help You Stay Safe

There are many resources available to help our community stay physically and financially healthy - we’ve compiled several websites in this article.

February 6, 2020

Hidden Talents of the Earnin Team: James Ralston

We spoke with Earnin senior software engineer James Ralston about his journey into pinball and finding a welcoming community in the process.

April 2, 2020

Helpin’s Success Shows the Power of Conversation

Last week EarnIn started a Facebook group called Helpin. Our intention is to foster a catalog of resources that can help people with financial issues, job loss, access to nutrition, childcare, or anything they may be struggling with because of the coronavirus.

February 11, 2020

Hidden Talents of the Earnin Team: Carole Yang

We interviewed Carole Yang, who runs her own calligraphy and stationery business in addition to working as a front desk coordinator for Earnin.

March 3, 2020

Your Vote is Your Voice

This presidential primary race is the perfect time to use your voice as a voter.

December 16, 2019

This Holiday Season, Pay It Forward With Viral Kindness

Get into the giving spirit by spreading good cheer through small acts of kindness, compassion, and charity.

February 4, 2020

Financial Companies Must Adapt as the Economy Shifts

Financial companies should rethink how they can empower Americans to deal with a changing U.S. economy.

February 26, 2020

The Link Between Financial Health and Mental Health

A company that works with businesses to improve their employee financial wellness programs found a strong link between financial stress and mental health.

March 22, 2019

Worried About Overdraft Fees? We Got You Covered

To help our community outsmart overdrafts, Earnin is proud to introduce our latest service, Balance Shield Alerts.

March 12, 2020

Earnin Update on Coronavirus

Earnin is taking steps to help our community members protect themselves. We share them with you and inspire you pay it forward and help your own community.

April 14, 2020

The Great Spending Shift

Wonder what people are spending on during lockdown?

February 3, 2021

People of EarnIn: Tyler Copes

Real stories from the EarnIn community.

September 25, 2020

People of Earnin: Sandra Clark

The Earnin Blog | Read Sandra Clark's inspiring story and find out how Earnin has helped her get through a difficult time.

February 17, 2021

People of EarnIn: Samantha Nang

Real stories from the EarnIn community.

January 20, 2021

People of EarnIn: Rashad Davis

Real stories from the EarnIn community.

March 10, 2021

People of EarnIn: Kim Crook

Real stories from the EarnIn community.

October 15, 2020

People of EarnIn: Ginger Healey

Real stories from the EarnIn community.

October 7, 2020

People of Earnin: Eloisa Ayala

The Earnin Blog | Read Eloisa Ayala's inspiring story and find out how Earnin has been helpful to her and her family.

May 12, 2021

People of EarnIn: Dion Whatley

Real stories from the EarnIn community.

September 2, 2021

People of EarnIn: Corie'l Mack

Real stories from the EarnIn community.

October 2, 2020

People of Earnin: Connie Jordan

The Earnin Blog | Read Connie Jordan's inspiring story and find out how Earnin has helped her get through a difficult time.

March 24, 2021

People of EarnIn: Chris Knight

Real stories from the EarnIn community.

July 22, 2021

People of EarnIn: Angela Torres

Real stories from the EarnIn community.

September 16, 2021

People of EarnIn: Andria Young

Real stories from the EarnIn community.

June 24, 2021

People of EarnIn: Alya Carillo

Real stories from the EarnIn community.

June 5, 2020

How To Support Your Community

This past week a shift in our national consciousness occurred when uprisings arose in cities across the US calling for an end to systemic injustice and racial disparity.

We have created a list of resources you can use to help support the fight for equality and justice.

April 10, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

April 3, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

March 27, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here’s a collection of submissions from 3/23 to 3/27.

April 17, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

April 16, 2020

The EarnIn Community Talks to ABC News

ABC story starts with a look at the community behind EarnIn.

July 10, 2019

Shared Focus on Community Brought Kelvin Beachum to EarnIn

An interview with EarnIn visitor and ally, NY Jets offensive tackle, Kelvin Beachum.

September 17, 2020

Earnin's Employee Resource Groups: Parenting

Earnin is dedicated to cultivating diversity and inclusion in our workplace.

September 2, 2020

Earnin Partners With When We All Vote

Earnin partners with When We All Vote to encourage and mobilize our community members to vote for the financial future that they want to see.

January 24, 2020

Volunteers Celebrate MLK Day by Teaching Financial Literacy

Many Americans observed Martin Luther King Jr. Day by volunteering to serve their communities. Find out how some hosted personal finance workshops.

January 20, 2020

Martin Luther King's Fight for Financial Equality

Martin Luther King’s vision for the country included greater financial equality for all Americans.

August 21, 2020

Earnin Helps Drive 2020 Census Engagement

Every ten years, the United States conducts a census to determine the amount of federal funding your community receives.

July 19, 2019

Building a Better Financial System Together

Community is at the core of why EarnIn was created and is the main driving force in everything that we do — and that includes how we try to sustain our business.

July 23, 2019

The EarnIn Community Unites at Essence Fest

As many people in America were enjoying fireworks and hot dogs on the Fourth of July, EarnIn took a trip down to Louisiana to attend Essence Festival (Essence Fest). We went to speak on financial inequality, and were blown away by the festival attendees we met, the city of New Orleans, and the EarnIn community.

October 21, 2020

People of EarnIn: Michelle Melville

Real stories from the EarnIn community.

December 9, 2020

People of EarnIn: Candace Middleton

Real stories from the EarnIn community.

March 31, 2021

People of EarnIn: Cynthia Douglas-Booker

Real stories from the EarnIn community.

November 11, 2020

People of EarnIn: Courtney Waters

Real stories from the EarnIn community.

April 28, 2021

People of EarnIn: Guillermo Cruz

Real stories from the EarnIn community.

May 19, 2021

People of EarnIn: Jerry Montanez

Real stories from the EarnIn community.

May 5, 2021

People of EarnIn: Yocelyn Gonzalez

Real stories from the EarnIn community.

October 28, 2020

People of EarnIn: Joseph Monnich

Real stories from the EarnIn community.

March 24, 2020

Embracing Community in the Face of the Coronavirus

Find the opportunity to overcome any financial hardships that come with the pandemic and pull together and help each other get through the hard times.

May 8, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.