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October 23, 2022

Everything You Need To Know About Earned Wage Access

Why wait until payday when you can get instant access to your earned wages instead? Learn why everyone using Earned Wage Access is raving about it.

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May 8, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

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March 24, 2020

Embracing Community in the Face of the Coronavirus

Find the opportunity to overcome any financial hardships that come with the pandemic and pull together and help each other get through the hard times.

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July 10, 2019

Shared Focus on Community Brought Kelvin Beachum to Earnin

An interview with Earnin visitor and ally, NY Jets offensive tackle, Kelvin Beachum.

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February 24, 2021

People of Earnin: Joy Burrows

Real stories from the Earnin community.

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December 2, 2020

People of Earnin: Esmeralda Feliciano

Real stories from the Earnin community.

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June 24, 2021

People of Earnin: Alya Carillo

Real stories from the Earnin community.

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October 28, 2020

People of Earnin: Joseph Monnich

Real stories from the Earnin community.

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May 5, 2021

People of Earnin: Yocelyn Gonzalez

Real stories from the Earnin community.

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June 9, 2021

People of Earnin: Donald Williams

Real stories from the Earnin community.

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March 10, 2021

People of Earnin: Kim Crook

Real stories from the Earnin community.

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September 16, 2021

People of Earnin: Andria Young

Real stories from the Earnin community.

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November 10, 2021

People of Earnin: Elvy Dieguez

Real stories from the Earnin community.

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August 5, 2021

People of Earnin: Jason Campbell

Real stories from the Earnin community.

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September 2, 2021

People of Earnin: Corie'l Mack

Real stories from the Earnin community.

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August 19, 2021

People of Earnin: Tequila Harris

Real stories from the Earnin community.

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March 3, 2021

People of Earnin: Duneeta Gagraj

Real stories from the Earnin community.

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February 3, 2021

People of Earnin: Tyler Copes

Real stories from the Earnin community.

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March 17, 2021

People of Earnin: Francesca Crespo

Real stories from the Earnin community.

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May 19, 2021

People of Earnin: Jerry Montanez

Real stories from the Earnin community.

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January 13, 2021

People of Earnin: Mailani Hernandez

Real stories from the Earnin community.

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February 10, 2021

People of Earnin: Jasmine Taylor

Real stories from the Earnin community.

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April 28, 2021

People of Earnin: Guillermo Cruz

Real stories from the Earnin community.

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December 16, 2020

People of Earnin: Dalia Raya

Real stories from the Earnin community.

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November 25, 2020

People of Earnin: Alison Slater

Real stories from the Earnin community.

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April 21, 2021

People of Earnin: Sara Marshall

Real stories from the Earnin community.

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October 15, 2020

People of Earnin: Ginger Healey

Real stories from the Earnin community.

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May 12, 2021

People of Earnin: Dion Whatley

Real stories from the Earnin community.

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January 6, 2021

People of Earnin: Mariah Dwyer-Britton

Real stories from the Earnin community.

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November 11, 2020

People of Earnin: Courtney Waters

Real stories from the Earnin community.

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January 27, 2021

People of Earnin: Brooke Beauregard

Real stories from the Earnin community.

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April 14, 2021

People of Earnin: Gabriela Cazier

Real stories from the Earnin community.

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January 20, 2021

People of Earnin: Rashad Davis

Real stories from the Earnin community.

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July 22, 2021

People of Earnin: Angela Torres

Real stories from the Earnin community.

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February 17, 2021

People of Earnin: Samantha Nang

Real stories from the Earnin community.

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March 31, 2021

People of Earnin: Cynthia Douglas-Booker

Real stories from the Earnin community.

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December 9, 2020

People of Earnin: Candace Middleton

Real stories from the Earnin community.

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March 24, 2021

People of Earnin: Chris Knight

Real stories from the Earnin community.

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July 8, 2021

People of Earnin: Danielle Majeika

Real stories from the Earnin community.

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November 4, 2020

People of Earnin: Swati Polce

Real stories from the Earnin community.

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November 18, 2020

People of Earnin: Derek Peters

Real stories from the Earnin community.

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October 21, 2020

People of Earnin: Michelle Melville

Real stories from the Earnin community.

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April 3, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

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April 17, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Continue Reading Helpin Resource Roundup

April 10, 2020

Helpin Resource Roundup.

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Continue Reading Helpin Resource Roundup.

March 27, 2020

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here’s a collection of submissions from 3/23 to 3/27.

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April 14, 2020

The Great Spending Shift

Wonder what people are spending on during lockdown?

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April 16, 2020

The Earnin Community Talks to ABC News

ABC story starts with a look at the community behind Earnin.

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June 5, 2020

How To Support Your Community

This past week a shift in our national consciousness occurred when uprisings arose in cities across the US calling for an end to systemic injustice and racial disparity.

We have created a list of resources you can use to help support the fight for equality and justice.

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April 2, 2020

Helpin’s Success Shows the Power of Conversation

Last week Earnin started a Facebook group called Helpin. Our intention is to foster a catalog of resources that can help people with financial issues, job loss, access to nutrition, childcare, or anything they may be struggling with because of the coronavirus.

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July 23, 2019

The Earnin Community Unites at Essence Fest

As many people in America were enjoying fireworks and hot dogs on the Fourth of July, Earnin took a trip down to Louisiana to attend Essence Festival (Essence Fest). We went to speak on financial inequality, and were blown away by the festival attendees we met, the city of New Orleans, and the Earnin community.

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July 19, 2019

Building a Better Financial System Together

Community is at the core of why Earnin was created and is the main driving force in everything that we do — and that includes how we try to sustain our business.

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January 29, 2020

Hidden Talents of the Earnin Team: Namrata Dev

We all know that people who work at Earnin are good at their jobs, but they’re more than just Earnin employees. We talked to three members of the Earnin crew about their pursuits outside of the office and the hidden talents they’ve cultivated as a result.

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February 11, 2020

Hidden Talents of the Earnin Team: Carole Yang

We interviewed Carole Yang, who runs her own calligraphy and stationery business in addition to working as a front desk coordinator for Earnin.

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July 20, 2020

5 Bank Fees We All Hate And How to Avoid Them

Earnin understands how it sucks to lose money to unnecessary bank fees. This article gives tips on how you can avoid them.

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September 17, 2020

Earnin's Employee Resource Groups: Parenting

Earnin is dedicated to cultivating diversity and inclusion in our workplace.

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September 2, 2020

Earnin Partners With When We All Vote

Earnin partners with When We All Vote to encourage and mobilize our community members to vote for the financial future that they want to see.

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August 21, 2020

Earnin Helps Drive 2020 Census Engagement

Every ten years, the United States conducts a census to determine the amount of federal funding your community receives.

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April 6, 2020

Community Tool For COVID-19

Earnin has created an easy-to-use tool based on all the COVID-19-related resources from the Helpin Facebook group.

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March 6, 2020

History of the Fight for Women’s Pay Equality

To celebrate International Women’s Day, we’re highlighting a few key women who have majorly contributed to the fight for pay equality in America.

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March 17, 2020

Worried About Coronavirus? Here Are Resources to Help You Stay Safe

There are many resources available to help our community stay physically and financially healthy - we’ve compiled several websites in this article.

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March 12, 2020

Earnin Update on Coronavirus

Earnin is taking steps to help our community members protect themselves. We share them with you and inspire you pay it forward and help your own community.

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August 14, 2020

Earnin Joins Forces with Cupertino on Rent Assistance

Earnin teamed up with the City of Cupertino to provide a $50,000 rental assistance program for those experiencing housing insecurity during the crisis.

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April 9, 2020

Quarantertainment

Cost effective, fun entertainment to make lockdown a little more bearable.

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March 3, 2020

Your Vote is Your Voice

This presidential primary race is the perfect time to use your voice as a voter.

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February 26, 2020

A company that works with businesses to improve their employee financial wellness programs found a strong link between financial stress and mental health.

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February 21, 2020

Earnin Community Members Report Fewer Overdrafts

An Earnin survey finds that a majority of community members are reducing the number of overdrafts they’re dealing with.

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February 6, 2020

Hidden Talents of the Earnin Team: James Ralston

We spoke with Earnin senior software engineer James Ralston about his journey into pinball and finding a welcoming community in the process.

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February 4, 2020

Financial Companies Must Adapt as the Economy Shifts

Financial companies should rethink how they can empower Americans to deal with a changing U.S. economy.

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January 24, 2020

Volunteers Celebrate MLK Day by Teaching Financial Literacy

Many Americans observed Martin Luther King Jr. Day by volunteering to serve their communities. Find out how some hosted personal finance workshops.

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November 13, 2019

Why Debt Collection Has No Place at Earnin

Earnin is building a financial system that works for people, and that doesn't include working with debt collectors.

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January 20, 2020

Martin Luther King's Fight for Financial Equality

Martin Luther King’s vision for the country included greater financial equality for all Americans.

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January 6, 2020

FinTech and the 5G Promise

Early conversations at #CES2020 have begun about 5G. Our take - we'll see the real consumer benefits of 5G in the fintech sector.

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March 22, 2019

Worried About Overdraft Fees? We Got You Covered

To help our community outsmart overdrafts, Earnin is proud to introduce our latest service, Balance Shield Alerts.

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November 19, 2020

Earnin’s Season of Savings Sweepstakes

Earnin is getting in the holiday spirit and giving the community a gift for saving!

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October 7, 2020

People of Earnin: Eloisa Ayala

The Earnin Blog | Read Eloisa Ayala's inspiring story and find out how Earnin has been helpful to her and her family.

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October 2, 2020

People of Earnin: Connie Jordan

The Earnin Blog | Read Connie Jordan's inspiring story and find out how Earnin has helped her get through a difficult time.

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September 25, 2020

People of Earnin: Sandra Clark

The Earnin Blog | Read Sandra Clark's inspiring story and find out how Earnin has helped her get through a difficult time.

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December 16, 2019

This Holiday Season, Pay It Forward With Viral Kindness

Get into the giving spirit by spreading good cheer through small acts of kindness, compassion, and charity.

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About EarnIn

EarnIn is an app that gives you access to the pay you've earned - when you want it.

CATEGORIES

EarnIn does not charge a hidden or mandatory fee for use of its services. Restrictions and/or third party fees may apply. For more info: visit earnin.com/TOS.

EarnIn is a financial technology company, not a bank. Bank products are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

1Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs.

2Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

1Restrictions on use of Services and/or third party fees may apply, see earnin.com/privacyandterms for details.

2Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit earnin.com/privacyandterms.

3Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% APY and $0 monthly fee service. Other restrictions and/or third party fees may apply, see earnin.com/privacyandterms for details.

1Fees may apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see  Earnin.com/TOS for details.

2Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

3Balance Shield cash out is subject to your available earnings and your daily pay period max. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

4Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Other restrictions and/or third party fees may apply. For more information/details visit earnin.com/tos.

5Up to two days early is based on comparison with traditional banks. Exact timing is dependent on your employer’s payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

6Your Max on Earnin Express is up to 80% of your payroll or $1000, whichever is less. The 80% is dependent on you routing your full paycheck to Earnin Express. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

7Learn how we collect and use your information by visiting our Privacy Policy.

1Disclaimer: Restrictions and/or third party fees may apply, see earnin.com/privacyandterms for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

2Disclaimer: Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see earnin.com/privacyandterms for details

3Disclaimer: Community Member must have had at least 1 successful debit with EarnIn. Limit to 1 Max Boost per pay period. A boost will not adjust a Community member's daily max. Restrictions may apply, see earnin.com/privacyandterms for more details

*Disclaimer: Balance Shield Cash Out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit earnin.com/privacyandterms

1Restrictions may apply, see earnin.com/privacyandterms for more details. Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit earnin.com/privacyandterms

2Disclaimer: NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.Earnin.com/wewin/game-rules/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

3Disclaimer: Restrictions Apply. See Earnin.com/wewin/pool-rules/ for more information

1EarnIn does not charge a hidden or mandatory fee for use of its services. Restrictions and/or third party fees may apply. For more info: visit earnin.com/TOS.

*Survey conducted in February 2020 with 889 participants.

* Earnin does not charge hidden fees for use of its services. Restrictions and/or third-party fees may apply. For more info, visit earnin.com/TOS.

1EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

2Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.

3Internal analysis conducted by EarnIn in January 2021, represents total users who Cashed Out at least once from January 1 to December 31, 2020

4This research was conducted online by FTI Consulting’s Digital & Insights team, on behalf of Brigit, MoneyLion & EarnIn. FTI Consulting researched n=4,735 of Brigit, MoneyLion and EarnIn’s Direct to Consumer (D2C) Early Wage Access service consumers between the dates of April 21st, 2021 – May 18th, 2021, and results were weighted in equal proportions to ensure equal representation among the consumers of each participating company. Due to the standard convention of rounding, some totals may not add up to 100%

5Internal survey conducted in February 2020 with 889 participants.

6EarnIn does not charge hidden or mandatory fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS

7$4.68 ATM fee = $3.02 ATM + $1.66 bank fee https://www.bankrate.com/banking/checking/checking-account-survey/

8Internal data June 2022- Dec. 2022.

* EarnIn does not charge hidden fees for use of its services. Restrictions and/or third-party fees may apply. For more info, visit earnin.com/TOS.

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