Blog

The Lifecycle of Love and Money

February 13, 2020

Relationships blossom over time. Here’s how to handle money throughout a relationship, whether you’re dating, committed, or married.

Rising Gas Prices Hurting Your Budget? Here Are Some Tips

April 24, 2019

To help fill up our tanks -- as well as our wallets -- below are 4 great tips we can use to help pay for gas or even get our next round for free.

fuel prices financial tips bills money matters gift cards Earnin cash out

Everyday Fees You Should Be Avoiding

April 11, 2019

To help our community members save more of their hard-earned money this year, we're sharing three quick tips to help you avoid unnecessary fees.

bank fees Earnin overdrafts financial tips bills emergency funds payday

How to Make a New Year’s Resolution You’ll Stick To

January 6, 2020

Find out how to make a New Year's resolution the right way so that you'll stick to it for the rest of the year and beyond.

Earnin finances personal finance financial tips advice holidays

Break Out of Your Financial Cycles

January 14, 2020

See strategies that can help you escape bad financial habits and debt spirals so you can move forward.

Earnin financial tips personal finance finances advice

Financial Tips From a Working Actress

February 11, 2019

If you want to know how to pursue your dreams and live a financially healthy life, look no further than Carla Wadell.

working actors financial tips Earnin bills emergency funds

Going Broke for Love

February 19, 2019

"I never had to learn how to be an adult until after I left the army. Suddenly, I went from making good money to nothing." — Ryan Duffee

army life financial tips Earnin bills emergency funds adulting relationships money

For The Love of Money

March 1, 2019

“I’m only 25 and I’m still shaping my life. It’s just been a bad cycle, to pay my bills and go to sleep but I’ll be able to do bigger things now.”

— Patrick Ryan

credit card debt financial tips savings tips advice expenses paycheck

Getting to a better place

March 1, 2019

Today, 78% of working Americans are living paycheck to paycheck and over 40% of Americans don’t have $400 for an emergency expense.

Earnin financial tips payday rebellion emergencies comunity teamwork pay cycle peopleoverprofits

Living Paycheck to Paycheck? 7 Tips for Avoiding Extra Fees

November 12, 2020

Fees like maintenance, ATM, and overdraft fees can be a burden if you live paycheck to paycheck, but you can avoid them with helpful strategies.

financial tips

Is Overdraft Protection Worthwhile?

November 5, 2020

Overdraft protection enables transactions to complete when you have insufficient funds, but it has benefits and drawbacks to consider before opting-in.

financial tips overdraft protection

What to Do If You Need Cash Quickly

October 22, 2020

If you’re in a tight financial spot and need cash quickly, your options include using Earnin, working odd jobs, selling possessions, and more.

financial tips

8 Tips for Paying Off Student Loans as Quickly as Possible

June 29, 2021

If you’re exploring how to pay off student loans as quickly as possible, tips include claiming tax deductions, refinancing, and loan forgiveness.

financial tips student loans

How to Set Short Term Financial Goals That Will Set You Up for Success

June 15, 2021

It’s important to set short-term financial goals, like changing spending habits or saving for something specific, to set yourself up for long-term success.

financial tips

About Earnin

Earnin is an app that gives you access to the pay you've earned - when you want it.

categories

Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.

¹Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.

²Disclaimer: Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

³Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

⁴Source: Internal analysis conducted by Earnin on December 10, 2020.

¹Restrictions on use of Services and/or third party fees may apply, see Earnin.com/TOS for details.

²Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

³Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% APY and $0 monthly fee service. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

¹Fees may apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

²Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

³Balance Shield cash out is subject to your available earnings and your daily pay period max. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

⁴Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS.

⁵Up to two days early is based on comparison with traditional banks. Exact timing is dependent on your employer’s payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

⁶Your Max on Earnin Express is up to 80% of your payroll or $1000, whichever is less. The 80% is dependent on you routing your full paycheck to Earnin Express. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

⁷Learn how we collect and use your information by visiting our Privacy Policy.

¹Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

²Disclaimer: Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details

³Disclaimer: Community Member must have had at least 1 successful debit with Earnin. Limit to 1 Max Boost per pay period. A boost will not adjust a Community member's daily max. Restrictions may apply, see Earnin.com/TOS for more details

^*Disclaimer: Balance Shield Cash Out is subject to your available earnings and daily pay period max.Other restrictions and/or thirdparty fees may apply. For more information visit Earnin.com/TOS

¹Restrictions may apply, see Earnin.com/TOS for more details. Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS

²Disclaimer: NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.Earnin.com/wewin/game-rules/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

³Disclaimer: Restrictions Apply. See Earnin.com/wewin/pool-rules/ for more information

^*Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

^**Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

^*Survey conducted in February 2020 with 889 participants.

1. Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.

1. Disclaimer: Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.