Blog
January 5, 2024
How to Get Cash from a Credit Card Without a Cash Advance
Continue Reading How to Get Cash from a Credit Card Without a Cash AdvanceJanuary 30, 2024
What Happens if You Go Over Your Credit Limit? The Financial Impact
Continue Reading What Happens if You Go Over Your Credit Limit? The Financial ImpactFebruary 9, 2024
Financial Precision: How To Calculate Credit Card Interest
Continue Reading Financial Precision: How To Calculate Credit Card InterestFebruary 8, 2024
Credit Card Debt Forgiveness: Tips to Find Relief
Continue Reading Credit Card Debt Forgiveness: Tips to Find ReliefJanuary 31, 2024
Credit Card Grace Periods: Everything You Need to Know
Continue Reading Credit Card Grace Periods: Everything You Need to KnowJanuary 4, 2024
Keep Your Credit Healthy by Knowing Which Credit Card to Pay Off First
Continue Reading Keep Your Credit Healthy by Knowing Which Credit Card to Pay Off FirstNovember 9, 2023
Applying for a Credit Card: An 8-Step Guide
Continue Reading Applying for a Credit Card: An 8-Step GuideSeptember 29, 2023
Swiping Abroad: 8 Tips for Using a Credit Card Abroad
Continue Reading Swiping Abroad: 8 Tips for Using a Credit Card AbroadJanuary 30, 2024
Credit Card Debt Consolidation: 7 Ways to Deal With Debt
Continue Reading Credit Card Debt Consolidation: 7 Ways to Deal With DebtOctober 2, 2023
How to Use a Credit Card Responsibly: 8 Tips for Savvy Users
Continue Reading How to Use a Credit Card Responsibly: 8 Tips for Savvy UsersFebruary 8, 2024
Revolving Credit: How It Works and Affects Your Credit Score
Continue Reading Revolving Credit: How It Works and Affects Your Credit ScoreJanuary 31, 2024
8 Easy Ways to Build Credit Without a Credit Card
Continue Reading 8 Easy Ways to Build Credit Without a Credit CardJanuary 5, 2024
When Do Credit Scores Update? Credit Monitoring 101
Continue Reading When Do Credit Scores Update? Credit Monitoring 101December 19, 2023
What is a Joint Credit Card? Pros and Cons
Continue Reading What is a Joint Credit Card? Pros and ConsDecember 12, 2023
How to Become Financially Literate: A Beginner’s Guide
Continue Reading How to Become Financially Literate: A Beginner’s GuideDecember 5, 2023
What Are Tradelines, and How Do They Affect Your Credit?
Continue Reading What Are Tradelines, and How Do They Affect Your Credit?November 9, 2023
Different Types of Bank Accounts: The 4 to Know
Continue Reading Different Types of Bank Accounts: The 4 to KnowMarch 5, 2024
Tap, Load, Spend: How Do Prepaid Cards Work?
Continue Reading Tap, Load, Spend: How Do Prepaid Cards Work?March 5, 2024
Mastering Your Money: What is Credit Counseling?
Continue Reading Mastering Your Money: What is Credit Counseling?December 5, 2023
Is Online Banking Safe? 8 Ways to Protect Yourself
Continue Reading Is Online Banking Safe? 8 Ways to Protect YourselfSeptember 12, 2023
Credit Cards vs. Debit Cards: Differences & Which Is Better
Continue Reading Credit Cards vs. Debit Cards: Differences & Which Is BetterSeptember 15, 2023
What is a Cash Advance and How Does It Work?
Continue Reading What is a Cash Advance and How Does It Work?February 19, 2024
How to Calculate Interest on a Savings Account
Continue Reading How to Calculate Interest on a Savings AccountFebruary 9, 2024
Conventional Loan Requirements for Mortgages: Do You Qualify?
Continue Reading Conventional Loan Requirements for Mortgages: Do You Qualify?February 19, 2024
Credit Union vs. Bank: Key Differences & Similarities
Continue Reading Credit Union vs. Bank: Key Differences & SimilaritiesFebruary 16, 2024
Mobile Check Deposits: Banking at Your Fingertips
Continue Reading Mobile Check Deposits: Banking at Your FingertipsFebruary 16, 2024
Cash in Hand: What are Total Liquid Assets?
Continue Reading Cash in Hand: What are Total Liquid Assets?November 10, 2023
How to Choose a Bank: Important Factors to Consider
Continue Reading How to Choose a Bank: Important Factors to ConsiderDecember 11, 2023
How to Save Money Using the Cash Envelope System
Continue Reading How to Save Money Using the Cash Envelope SystemDecember 21, 2023
Understand Your Choices: Secured vs. Unsecured Loans
Continue Reading Understand Your Choices: Secured vs. Unsecured LoansNovember 13, 2023
Cashier's Checks vs. Money Orders: 7 Key Differences
Continue Reading Cashier's Checks vs. Money Orders: 7 Key DifferencesJanuary 8, 2024
Business vs. Personal Bank Accounts: Which Is Right for You?
Continue Reading Business vs. Personal Bank Accounts: Which Is Right for You?November 10, 2023
6 Mobile Banking Benefits You Should Know About
Continue Reading 6 Mobile Banking Benefits You Should Know AboutMay 14, 2023
8 Short-Term Financial Goals to Boost Your Savings
Looking to save more money this year? Check out these 8 short-term financial goals that can help you grow your savings.
Continue Reading 8 Short-Term Financial Goals to Boost Your SavingsJune 13, 2023
What Is Credit Monitoring and Do I Need It?
What is credit monitoring and do you need it? Discover why this financial service has become so important and how to get started.
Continue Reading What Is Credit Monitoring and Do I Need It?June 29, 2021
8 Tips For Paying Off Student Loans Quickly
If you’re exploring how to pay off student loans as quickly as possible, tips include claiming tax deductions, refinancing, and loan forgiveness.
Continue Reading 8 Tips For Paying Off Student Loans QuicklyOctober 22, 2020
What to Do If You Need Cash Quickly
If you’re in a tight financial spot and need cash quickly, your options include using Earnin, working odd jobs, selling possessions, and more.
Continue Reading What to Do If You Need Cash QuicklyNovember 5, 2020
Is Overdraft Protection Worthwhile?
Overdraft protection enables transactions to complete when you have insufficient funds, but it has benefits and drawbacks to consider before opting-in.
Continue Reading Is Overdraft Protection Worthwhile?April 11, 2019
Everyday Fees You Should Be Avoiding
To help our community members save more of their hard-earned money this year, we're sharing three quick tips to help you avoid unnecessary fees.
Continue Reading Everyday Fees You Should Be AvoidingDecember 20, 2022
Road To a Debt-Free Life: 9 Effective Debt Reduction Strategies
These 9 effective debt reduction strategies will help you reach your goal of becoming debt-free.
Continue Reading Road To a Debt-Free Life: 9 Effective Debt Reduction StrategiesNovember 21, 2022
How To Manage Debt: 11 Smart Debt Management Tips
Learn how to manage debt with these eleven simple strategies that can help you repay your debts and get on a better path.
Continue Reading How To Manage Debt: 11 Smart Debt Management TipsNovember 22, 2022
How to Avoid Debt: Steering Clear of the Debt Trap
Don't let debts catch up with you. Learn how to avoid the debt trap with these seven useful tips.
Continue Reading How to Avoid Debt: Steering Clear of the Debt TrapMay 17, 2023
How to Save Money When You Live Paycheck to Paycheck
Use these eight smart tips to learn how to save money when living paycheck to paycheck. Take control of your finances, and achieve your financial goals.
Continue Reading How to Save Money When You Live Paycheck to PaycheckApril 9, 2023
Understanding And Managing A Negative Bank Balance
Whether it's due to unexpected expenses, job loss, or poor financial management, having a negative balance in your bank account can feel like a financial nightmare.
Continue Reading Understanding And Managing A Negative Bank BalanceDecember 21, 2022
Advantages and Disadvantages of Credit Cards
Educate yourself on the advantages and disadvantages of credit cards so you can know if it's right for you.
Continue Reading Advantages and Disadvantages of Credit CardsJanuary 14, 2020
Break Out of Your Bad Financial Habits
See strategies that can help you escape bad financial habits and debt spirals so you can move forward.
Continue Reading Break Out of Your Bad Financial HabitsFebruary 11, 2019
Financial Tips From a Working Actress
If you want to know how to pursue your dreams and live a financially healthy life, look no further than Carla Wadell.
Continue Reading Financial Tips From a Working ActressJune 15, 2021
How to Set Short Term Financial Goals
It’s important to set short-term financial goals, like changing spending habits or saving for something specific, to set yourself up for long-term success.
Continue Reading How to Set Short Term Financial GoalsJanuary 4, 2024
Early Direct Deposits: How to Get Paid Early
Continue Reading Early Direct Deposits: How to Get Paid EarlyJanuary 4, 2024
Early Paycheck Request: How to Access Your Money in Advance
Continue Reading Early Paycheck Request: How to Access Your Money in AdvanceDecember 22, 2023
How Can Medical Bills Affect Your Credit History?
Continue Reading How Can Medical Bills Affect Your Credit History?December 22, 2023
Protecting Your Finances from Debit Card Fraud
Continue Reading Protecting Your Finances from Debit Card FraudDecember 22, 2023
Driving Away From Debt: Paying Off a Car Loan Early
Continue Reading Driving Away From Debt: Paying Off a Car Loan EarlyDecember 18, 2023
Crafting Tomorrow's Success: What is a Savings Account?
Continue Reading Crafting Tomorrow's Success: What is a Savings Account?December 18, 2023
What is Bill Pay? Say Goodbye to Pesky Late Fees
Continue Reading What is Bill Pay? Say Goodbye to Pesky Late FeesDecember 19, 2023
Bank Statements 101: What They Are and How to Read Them
Continue Reading Bank Statements 101: What They Are and How to Read ThemDecember 11, 2023
What is a Transaction Dispute? Reporting Fraudulent Charges
Continue Reading What is a Transaction Dispute? Reporting Fraudulent ChargesDecember 12, 2023
How to Make a Cash Deposit: All You Need to Know
Continue Reading How to Make a Cash Deposit: All You Need to KnowFebruary 2, 2024
Getting a Credit Card Upgrade: Everything You Need to Know
Continue Reading Getting a Credit Card Upgrade: Everything You Need to KnowJanuary 30, 2024
Your Phone, Your Bank, Your Money: A Guide to Virtual Wallets
Continue Reading Your Phone, Your Bank, Your Money: A Guide to Virtual WalletsFebruary 1, 2024
What is an Installment Loan, and How Can it Help You?
Continue Reading What is an Installment Loan, and How Can it Help You?February 1, 2024
How Do Credit Card Balance Transfers Work?
Continue Reading How Do Credit Card Balance Transfers Work?January 8, 2024
Budgeting Made Fun: Using the 50/30/20 Rule
Continue Reading Budgeting Made Fun: Using the 50/30/20 RuleDecember 8, 2023
11 Holiday Shopping and Budgeting Tips for Smarter Spending
Continue Reading 11 Holiday Shopping and Budgeting Tips for Smarter SpendingDecember 5, 2023
What is Discretionary Income? Here’s How to Calculate It
Continue Reading What is Discretionary Income? Here’s How to Calculate ItDecember 5, 2023
How to Create a Zero-Based Budget One Dollar at a Time
Continue Reading How to Create a Zero-Based Budget One Dollar at a TimeNovember 10, 2023
What is a Remittance Payment? A Complete Guide
Continue Reading What is a Remittance Payment? A Complete GuideNovember 9, 2023
What Is a Term Deposit, and How Does It Work?
Continue Reading What Is a Term Deposit, and How Does It Work?November 13, 2023
How Does Interest Work? Interest Rates for Beginners
Continue Reading How Does Interest Work? Interest Rates for BeginnersSeptember 14, 2023
How to Track Your Expenses for Better Money Management
Continue Reading How to Track Your Expenses for Better Money ManagementSeptember 14, 2023
Saving on Food: 23 Tips for Groceries, Meal Prep, & Dining Out
Continue Reading Saving on Food: 23 Tips for Groceries, Meal Prep, & Dining OutSeptember 13, 2023
15 Easy Ways to Make Extra Money on the Side
Continue Reading 15 Easy Ways to Make Extra Money on the SideSeptember 14, 2023
How to Start an Emergency Fund: A Beginner’s Guide
Continue Reading How to Start an Emergency Fund: A Beginner’s GuideFebruary 13, 2020
The Lifecycle of Love and Money
Relationships blossom over time. Here’s how to handle money throughout a relationship, whether you’re dating, committed, or married.
Continue Reading The Lifecycle of Love and MoneyFebruary 19, 2019
Going Broke for Love
"I never had to learn how to be an adult until after I left the army. Suddenly, I went from making good money to nothing." — Ryan Duffee
Continue Reading Going Broke for LoveMarch 1, 2019
Getting To A Better Place
Today, 78% of working Americans are living paycheck to paycheck and over 40% of Americans don’t have $400 for an emergency expense.
Continue Reading Getting To A Better PlaceMarch 1, 2019
For The Love of Money
“I’m only 25 and I’m still shaping my life. It’s just been a bad cycle, to pay my bills and go to sleep but I’ll be able to do bigger things now.”
— Patrick Ryan
Continue Reading For The Love of MoneyJanuary 6, 2020
How to Make a New Year’s Resolution You’ll Stick To
Find out how to make a New Year's resolution the right way so that you'll stick to it for the rest of the year and beyond.
Continue Reading How to Make a New Year’s Resolution You’ll Stick ToApril 24, 2019
Rising Gas Prices Hurting Your Budget? Here Are Some Tips
To help fill up our tanks -- as well as our wallets -- below are 4 great tips we can use to help pay for gas or even get our next round for free.
Continue Reading Rising Gas Prices Hurting Your Budget? Here Are Some TipsNovember 12, 2020
Living Paycheck to Paycheck? 7 Tips for Avoiding Extra Fees
Fees like maintenance, ATM, and overdraft fees can be a burden if you live paycheck to paycheck, but you can avoid them with helpful strategies.
Continue Reading Living Paycheck to Paycheck? 7 Tips for Avoiding Extra FeesAbout EarnIn
EarnIn is an app that gives you access to the pay you've earned - when you want it.
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EarnIn is a financial technology company not a bank. Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. EarnIn services may not be available in all states. For more info visit earnin.com/TOS.