Why does it take days for your paycheck to transfer?
If your employer processes payroll on a Wednesday, you shouldn’t have to wait for a Friday payday. With Early Pay, your money is fast tracked to your account right away — just $2.99 per paycheck.
Life doesn’t wait for a paycheck, why should you?
Spend, save, invest and more — up to 2 days early. (In fact, 20% of customers get paid even sooner.)
No need to switch your bank
And no change to how you pay your bills. Keep your bank and get paid early — it's that easy.
How it works
Setup is a breeze.
01
Your direct deposit routes through EarnIn
02
Then transfers to your bank for $2.99
03
You get a notification when it lands (cue happy dance!)
“As someone who’s tried everything…EarnIn is honestly my favorite.”
- Nina, EarnIn customer
FAQs
What's the cost?
Just $2.99 per early paycheck. This fee covers the expedited transfer to your linked bank account.
How do I sign up?
It’s easy. Create an EarnIn account, then link your direct deposit. You’ll be asked to set up a no-cost Deposit Account through our partner, Evolve Bank & Trust.
How does my money flow to my bank?
Your direct deposit routes to EarnIn first. After repayment of any earnings you’ve accessed, it’s sent to your bank up to 2 days early.
What else do I get with direct deposit?
You can access up to $1000 in earnings every pay period, while you wait for your early paycheck. Plus you get a discount on Lightning Speed, every time you Cash Out.
Want the perks of direct deposit without Early Pay? Standard transfers are free and get you your paycheck within one day of payday.
Always safe, always secure
We use the latest in security technology to keep your data protected. And we never sell your personal information — period.
And we’re here for you 24/7
We strive to respond to your questions in less than 60 seconds. But we’re always working to beat our record...