Danielle got engaged back in December of 2019, right before COVID hit. As you could imagine, that definitely threw a wrench into her wedding plans. Read how Danielle used some quick thinking to save her wedding:
“My relationship with EarnIn is an interesting one. I wasn't ever planning on finding it, but it all comes back to my wedding. I got engaged in December of 2019, and we started planning our wedding. But then the pandemic happened so the wedding was off. Then, for a second, the wedding was maybe on again, and then the wedding was off again. We hit the point where we had to take a step back and say, “We're not doing this for everyone else. We're doing this for us so let's just get freaking married!”
That didn't leave us a lot of time for planning. We were scrambling around for my dress, his suit, and we also had to find rings in less than a month or so. I went to a jewelry store and they happened to be the only jeweler that had the ring that my fiance wanted so I was like, “Well, I guess I have to make this happen.” Unfortunately for me, the store had fallen under cyber attack and their computers were down. Their computers were down for weeks on end and she said, “I can order you the ring, but I can't exactly tell you what price it is.” In my mind, I’m just thinking that I have to make this happen. She told me a price and I was like, “I can work with that, go ahead and order the ring.”
The ring gets here and she’s able to get limited access to the computers, just enough to tell me the real price of the ring. My heart dropped because it was a hell of a lot more than what she had originally told me and I was like, “Oh my God, what am I going to do? The traditional, financial troubleshooting that people probably would have done in a situation like this just wasn’t an option for me at that point so I started looking at my options, and in that search, EarnIn popped up for me. I was like, “At this point, anything is going to help.”
So I downloaded the app and, from the get go, I was so impressed with how easy and intuitive it was to get everything set up. I gave them my bank account, they saw where my paychecks were going, and a couple of days after that, I got a notification saying, “You're all set to go. Here's your Max. This is what we can do for you.” It happened to be 250 bucks. Well, at that point, 250 bucks was a million dollars to me.
I feel like EarnIn is looking out for you because they're not going to let you borrow more than you can handle to pay back. Not only are they helping you in the moment to make ends meet, they're also helping you long-term so that you're not staying in debt when your next paycheck hits. I was super grateful for the service and the 250 bucks helped me so much. This damn thing saved my wedding!”
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EarnIn is a financial technology company, not a bank. Bank products are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.