Blog
February 2, 2021
8 Expenses to Factor Into Your Home Budget
You already know to include rent, utilities, and debt repayment into your home budget, but remember to factor in savings, fees, pet care, and more.
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March 2, 2021
How Much of Your Paycheck Should You Save, and Why?
If you don’t know how much of your paycheck you should save, start with at least 20%, and adjust depending on your income and financial goals.
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January 19, 2021
7 of the Most Practical Ways to Save Money
Besides spending less on unnecessary purchases, you can save money by negotiating lower rates with your creditors, snowballing debt, and more.
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December 3, 2020
5 Things to Do if You Have a Negative Credit Card Balance
A negative credit card balance means your credit issuer owes you money, which is not to be confused with having a negative bank account.
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December 15, 2020
How to Fix and Repair Your Credit: A Detailed Guide
A step-by-step process to repair your credit score.
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May 11, 2021
How Much Should My Emergency Fund Amount Be?
When determining an emergency fund amount to save up for, save at least three to six months living expenses and consider how at-risk you are.
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May 18, 2021
5 Home Cash Out Refinance Rules to Know
Home cash-out refinance rules to be aware of include needing to meet certain requirements and not taking out more than 80% of your home’s equity.
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May 4, 2021
5 Reasons You Should Use An App to Save Money
Using an app to save money helps hold you accountable, allows you to track your progress, and provides you a comprehensive view of your finances.
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April 6, 2021
How Much of My Paycheck Goes to Taxes, and Why?
How much of your paycheck goes to taxes depends on multiple factors, including your income, state, filing status, and more.
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December 1, 2020
An Introduction to NSF Fees: Why Were You Charged?
NSF fees are fees your bank charges you when you attempt to make a purchase with nonsufficient funds in your account.
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April 20, 2021
10 Kinds of Weekly Pay Jobs For a More Frequent Pay Schedule
Weekly pay jobs include rideshare drivers, transcriptionists, construction workers, tutors, and others that pay four to five times per month.
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December 17, 2020
6 Tips for Gifting Money to Family Members
The etiquette surrounding gifting money to family members is unclear, so remember to be considerate, give according to your means, and make it personal.
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December 10, 2020
Weekly, Monthly & More: How Your Pay Schedule Affects You
Monthly, bi-monthly, bi-weekly, and weekly pay schedules determine when employees get paid, so it’s important to know how yours affects your budget.
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April 13, 2021
7 Benefits of Using a Personal Finance Management App
The benefits of using a personal finance management app include easier access to banking, sticking to a budget, and avoiding overdraft fees.
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March 11, 2021
Biweekly Pay Schedule: How Does it Compare?
A biweekly pay schedule means more frequent access to your income and affects your monthly budget differently than other kinds of pay cycles.
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April 27, 2021
8 Budgeting Tips When You Earn an Hourly Paycheck
If you earn an hourly paycheck, you can budget by knowing your average monthly income, tax rate, expenses, and how your pay cycle.
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January 7, 2021
Did You Overdraw Your Account? Here's What to Do
If you overdraw your checking account, you should replenish your funds, enable low-balance alerts, and use other strategies to avoid it in the future.
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January 14, 2021
Can You Overdraft a Credit Card, Debit Card, or Savings Account?
It’s possible to overdraft a debit card and checking account, but you cannot overdraft a credit card or savings account in the same way.
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January 12, 2021
What is a Returned Item Fee and Why Was I Charged?
Your bank charges you a returned item fee, also called an NSF fee, when returning your money to you because you tried to transact with nonsufficient funds.
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January 5, 2021
Cash Out Refinance: How to Know if it's Time
Cash-out refinancing is when you take out a larger mortgage and use the difference to pay for other expenses, but there are pros and cons to consider.
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February 23, 2021
Your Paycheck After Taxes: 7 Ways to Stretch It
Ways to stretch your paycheck after taxes include sharing costs with others, adjusting your withholdings, and claiming unique deductions.
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January 26, 2021
How to Calmly Deal With Financial Stress
To deal with financial stress, it’s important to identify the source of your problems, talk to a professional, and practice healthy coping mechanisms.
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February 16, 2021
How Many Americans Live Paycheck to Paycheck?
How Many Americans Live Paycheck to Paycheck: Over half the US population lacks enough money to save after bills, but there are ways they can get by.
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May 25, 2021
Is a Cash Out Auto Refinance Right for Me?
A cash out auto refinance works similarly to refinancing a home if you need extra money, but it comes with risks.
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March 16, 2021
What You Need to Know About the Paycheck Protection Program
The Paycheck Protection Program is an SBA-backed loan program that helps small businesses pay their employees during the COVID-19 pandemic.
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EarnIn is a financial technology company not a bank. Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. EarnIn services may not be available in all states. For more info visit earnin.com/TOS.
