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Thumbnail for What is a Charge-Off and How Does it Affect Your Credit Score?

What is a Charge-Off and How Does it Affect Your Credit Score?

What is a charge-off, and how does it affect your credit score? Learn how it impacts you, how long it shows on your credit report, and how to avoid it.

Aug 26, 2024
7 min read
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How is Credit Card Interest Calculated?

Learn to calculate credit card interest, manage your cards effectively, and steer clear of debt with our simple guide.

Aug 21, 2024
7 min read
Thumbnail for What is a Credit Card Grace Period? How does it Work?

What is a Credit Card Grace Period? How does it Work?

Avoid interest by paying your balance during the credit card grace period. Learn how to maximize this benefit and manage your finances effectively.

Aug 21, 2024
6 min read
Thumbnail for Understanding the Minimum Payment on Your Credit Card

Understanding the Minimum Payment on Your Credit Card

Understand credit card minimum payments, their impact on your finances, and tips to manage them effectively to maintain financial health.

Aug 21, 2024
7 min read
Thumbnail for Credit Card Debt Forgiveness: What is It & Who qualifies?

Credit Card Debt Forgiveness: What is It & Who qualifies?

If you’re struggling to pay down cards, credit card debt forgiveness and debt consolidation are great options. But it’s important to know the difference.

Aug 13, 2024
8 min read
Thumbnail for How to Get an 850 Credit Score

How to Get an 850 Credit Score

Reaching a perfect credit score is hard, but not impossible. Learn how to get an 850 credit score with these essential tips.

Aug 5, 2024