Closing Credit Cards Can Be Good For Your Credit Score

Netflix May be Growing, but Not Among Those Living Paycheck to Paycheck

Among those living paycheck to paycheck, roughly 1 in 8 streaming subscribers had an overdraft fee in the last year triggered by their subscription, tacking on a $35+ overdraft fee for a service that costs a third of the price.

Breaking the Cycle: Bridging the Biweekly Pay Gap

Wage analysis by EarnIn finds that the common two week gap between paychecks is too wide for most Americans, many of whom lack the savings to cover even a single month of expenses.

The Unbudgeted Budget for Savvy Spenders

If you ever have spending problems, you need to [treat your budget](https://personalprofitability.com/how-to-create-your-first-budget/) like a recovering alcoholic treats AA meetings. You may not love dealing with it, but it keeps you on track to do the right thing.

Big Banks Don’t Want to Help You Manage Money

Banks have historically profited because people didn’t have many financial options. Now, people have choices and they want their banks to either get on board with these changes or get out of the way.

There’s a Money Problem in America