Budgeting can help liberate you from debt, uncertainty, and financial stress. A budget is a tool to help you understand and control your spending. Community Contributor Eric Rosenberg offers his unfiltered steps to get your finances under control.

Among those living paycheck to paycheck, roughly 1 in 8 streaming subscribers had an overdraft fee in the last year triggered by their subscription, tacking on a $35+ overdraft fee for a service that costs a third of the price.

Wage analysis by Earnin finds that the common two week gap between paychecks is too wide for most Americans, many of whom lack the savings to cover even a single month of expenses.