June 14, 2023

Track Your Credit Score for Free with EarnIn

Achieving your life goals can sometimes mean achieving your credit goals first. From starting a business, to paying off debt, to buying your first home, you work hard to reach your goals — and your credit score sits at the heart of it all. That's why we’re proud to announce Credit Monitoring, a free way to track your credit score right in the EarnIn app.

Why free Credit Monitoring?

EarnIn customers agree, credit scores are a key factor of financial success. We also know credit scores can be intimidating and anxiety-inducing. We developed Credit Monitoring for people like you who have big aspirations and want a free, quick, and easy way to track your score.

Whether you're just starting your credit journey, aiming to maintain your progress, or rebuilding after challenges, you can check your credit score any time with a single tap in the EarnIn app.

Credit Monitoring provides you with monthly score updates, valuable insights into the factors impacting your score, and instant alerts whenever your credit file changes. There to keep you ahead of any errors or fraud, it's designed to help you stress less and know more.

Know your credit score, know your potential

It’s a lot easier to get where you want to go if you know where you’re starting from. We provide monthly updates to your VantageScore® 3.0 based on data from Experian®. You can easily assess your creditworthiness, plus you can map your path to success with far more certainty and less guesswork. Now you can see what your lenders or landlords might see and make informed decisions based on accurate, up-to-date info.

See behind the curtain of your score

Even when you see the number, your credit score can be a mysterious thing. Let’s change that. With Credit Monitoring, seeing each individual piece of your score — payment history, credit use, credit mix, etc. — demystifies the number and helps you understand how to improve it.

Protect yourself, 24/7

Identity theft and unauthorized changes to your credit file can have a serious impact on your financial well-being. With automatic alerts, you’re alerted to changes to your credit file, so you can take swift action if you see something suspicious. EarnIn customers have access to Experian's® 24/7 dispute resolution center and a direct phone number into Experian® dedicated to serve EarnIn customers during business hours.

Free Credit Monitoring is part of our commitment to you and your financial journey. We’re on a mission to empower you with the financial tools to help you reach your life goals. Easy access to your credit score, comprehensive insights into credit factors, and protection against identity theft, are all powerful drivers for building your financial momentum.

With just a tap, you can see where you stand and feel confident about your tomorrow. Download the EarnIn app to view your credit score today for free.


Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Learn more: https://www.experian.com/assets/consumer-information/product-sheets/vantagescore-3.pdf

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EarnIn is a financial technology company not a bank. Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. EarnIn services may not be available in all states. For more info visit earnin.com/TOS.

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