Personal Finance
Dangerous Numbers: What’s a CPN and Why is It a Bad Option?
Credit privacy numbers (CPNs) are what shady companies market as a fresh start for people with poor credit. Here’s why you should avoid them at all costs.
The Pros and Cons of Debt Consolidation
Considering consolidating your debts? Discover the ins and outs of debt consolidation, from the pros and cons to instructions on how (and when) to apply.
Does Closing a Credit Card Hurt Your Credit Score?
Does closing a credit card hurt your credit score, or is canceling old accounts the secret to a better score? Here’s how to figure out the right move.
How To Make 100 Dollars a Day: Quick Start Guide
Looking to make $100 a day? Explore 12 proven strategies to earn extra cash, from freelancing to side hustles, and start building a steady income today.
What’s a Debt-to-Income Ratio and How Do You Calculate It?
Your debt-to-income ratio affects your ability to get loans, access credit, and stay financially stable. Here’s why it matters and how to calculate it.
What’s a Good APR for a Credit Card?
A credit card’s annual percentage rate (APR) can make or break your ability to repay. But what’s a good APR for a credit card, and which APRs are too high?
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