of EarnIn customers experience less financial stress3
85%
of EarnIn customers experience less financial stress3
Saving money now takes care of itself
Smart money habits shouldn’t cost you
There’s no monthly fees, no membership fees, no annual fees, and no minimum balance required. None, nada, nil.
Monthly bills, a rainy day, or a weekend away?
Here's how it works:
Step 1
Create up to 5 jars to work toward your goals & set up your transfers
Step 2
Send funds back to your bank account at no cost
Step 3
Watch your progress in the app as you save
Join millions managing their earnings
“EarnIn fills the gaps when I don’t want to dig into my credit or savings.”4
Nina
EarnIn customer since 2020
460K+
5-star reviews
29M+
App downloads
It’s your money — take control of it
Cash Out
Early access
Live Pay
Early Pay
Balance Shield
Credit Monitoring
Savings Jars
It’s your money — take control of it
Cash Out
Early access
Live Pay
Early Pay
Balance Shield
Credit Monitoring
Savings Jars
Safety and security comes first
We use the latest in security technology to keep your data protected. And we never sell your personal information — period.
FAQs
How does Tip Yourself and Savings work?
With Tip Yourself1 and Savings2, you can set aside up to $100/day across up to 5 jars . For instance, if you have four jars, you can add $25 per jar per day, totaling the maximum of $100/day. For total balance limits across jars, see our “What’s a Saving Jars?” FAQ.
What’s a Saving Jars?
You can create up to 5 jars to work toward your goals, with a maximum combined balance of $2,000 at any time. You can transfer money out at any time.
Are there fees?
There are no fees to use Tip Yourself1 and Savings2. However, you are responsible for overdrafts, insufficient funds, or any fees charged by the financial institution of your funding account.
Is my money protected?
Funds in your account is insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. For more information on FDIC insurance coverage, please visit fdic.gov/resources/deposit-insurance1.
