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People of Earnin: Michelle Melville

October 21, 2020

Michelle, along with the rest of her family, currently run an organization called Backpacks for Sasha to provide children and families in need with backpacks, school supplies, and food. They created Backpacks for Sasha in memory of her 5-year-old niece. Here’s her story:

Backpacks for Sasha

“What I’m really passionate about right now is an organization that I run called Backpacks for Sasha. In May of 2019, my sister committed suicide and she took my niece with her. Mental illness was the driving force. Our family figured the best way to remember Sasha and commemorate her memory was to collect backpacks and school supplies for less fortunate children. Sasha started school in 2018. And when she went to school, we noticed that she was blossoming and thriving, and her teacher absolutely loved having her in class. She loved being around the other kids and having fun with them. And she was just doing very well with the school situation. So we figured that was a good way to remember her because she liked helping people and what better way than to help her classmates and other classmates like her. It's really nice to know that we're helping people in the community. I actually just got a message from one of the people who got school supplies last year and then got food this year and she was very appreciative. And that to me is the best part.

This year, because of COVID-19, I decided to do backpacks and food. That's been a really big hit with the local schools, because that's something that people in need always could use a little bit more of. I run the Buffalo branch of Backpacks for Sasha. There's also branches in Binghamton, where I'm originally from, and in Albany, where my sister had moved and where Sasha was going to school. So right now we're just trying to get donations. I've been having problems getting donations this year but we've done about 15 backpacks and they're jam packed with school supplies. I think Binghamton did about 40 and Albany did about 30.

I have a PayPal set up for Backpacks for Sasha. I also have “Backpacks for Sasha Buffalo” on Facebook. People can get in touch with me on the Facebook page to set up arrangements if they want to donate.”

Working Situation

“I currently work for a party rental company out in Buffalo, New York. I actually had to find new work because of COVID. I was working at a data entry job and the work just wasn't there. So they laid me off and that's how I ended up with the rental company. Before that, I got a part time job at a grocery store and I tried to apply for unemployment figuring, “Hey, I'm not making as much as I was, can you give me a little bit of help here?” And New York state said, “Nope, sorry. They worked you four out of five days. We can't help you.” I was putting myself out on the front lines at a grocery store five days a week making two to $300 and I couldn't get any help. Meanwhile, people who took the voluntary furloughs got 600 extra dollars a week, plus whatever they were making on unemployment. So that was very frustrating to me.

With my new job, I use Earnin to get through the end of the pay cycle. I first found Earnin when I had some car problems last year and needed a couple extra bucks until payday. Getting paid biweekly, you pay all your bills within that first week and then the second week, you’re left with almost nothing. So that's usually how I use it, just to get through to the next week. It's usually for groceries and gas to get to and from work.”

Michelle is an amazing example of perseverance and making the best out of a rough situation. To learn more and donate to Backpacks for Sasha, visit the Backpacks for Sasha Buffalo Facebook page.

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Disclaimer: Please note, the material collected in this post is for informational purposes only and is not intended to be relied upon as or construed as advice regarding any specific circumstances. Nor is it an endorsement of any organization or Services.

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3NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

4Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

5Source: Internal analysis conducted by Earnin on December 10, 2020.

1Restrictions on use of Services and/or third party fees may apply, see Earnin.com/TOS for details.

2Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

3Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% APY and $0 monthly fee service. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

1Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

2Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

3Balance Shield cash out is subject to your available earnings and your daily pay period max. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

4NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit WeWin Game & Sweepstakes Official Rules. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

5Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS.

6Up to two days early is based on comparison with traditional banks. Exact timing is dependent on your employer’s payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

7Your Max on Earnin Express is up to 80% of your payroll or $1000, whichever is less. The 80% is dependent on you routing your full paycheck to Earnin Express. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

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1Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

2Disclaimer: Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details

3Disclaimer: Community Member must have had at least 1 successful debit with Earnin. Limit to 1 Max Boost per pay period. A boost will not adjust a Community member's daily max. Restrictions may apply, see Earnin.com/TOS for more details

*Disclaimer: Balance Shield Cash Out is subject to your available earnings and daily pay period max.Other restrictions and/or thirdparty fees may apply. For more information visit Earnin.com/TOS

1Restrictions may apply, see Earnin.com/TOS for more details. Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS

2Disclaimer: NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.Earnin.com/wewin/game-rules/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

3Disclaimer: Restrictions Apply. See Earnin.com/wewin/pool-rules/ for more information

*Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

**Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

*Survey conducted in February 2020 with 889 participants.

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