These Gaming Rewards Terms (“Gaming Rewards Terms”) apply to your participation in EarnIn’s gaming rewards program (the “Gaming Rewards Program”) and are in addition to any other agreements you may have with EarnIn, including the
General Terms and Conditions and
Tip Yourself (collectively, the “Terms”). By participating in the Gaming Rewards Program, you agree to be bound by these Gaming Rewards Terms, which are incorporated by reference and may be updated from time to time.
Eligibility
To be eligible for the Gaming Rewards Program, you must be at least eighteen (18) years old, agree to the adjoe
Terms and Conditions (including the adjoe
Privacy Policy), have an active Tip Yourself (“TYS”) account, install the applicable game through the adJoe platform, and complete the required gaming milestones. While you’re free to start playing games and begin accruing rewards without a TYS account, you will not earn your cash reward and won’t be able to transfer your cash rewards to your linked bank account, without an active TYS account.
Additionally, you do not acquire property or any other rights in any accrued rewards until you meet all eligibility requirements including opening a TYS account.
How to Keep Your Rewards from Expiring
To keep your cash rewards from expiring, you must open a TYS account within sixty (60) calendar days of the date your most recent cash reward was accrued.
Each time you accrue a new cash reward, the 60-day expiration window resets for all previously accrued cash rewards. This means that your entire accrued cash reward balance will remain active as long as you accrued at least one new reward within any 60-day period or you open a TYS account.
If you do not accrue a new reward or open a TYS account within any 60-day period, all accumulated rewards will expire and be forfeited. Once you open a TYS account, your accrued cash rewards will no longer expire.
Example:
If you accrue a reward on June 1 but don’t open a TYS account or accrue another reward by July 31, your cash reward will expire. However, if you accrue another reward on June 15, the 60-day expiration clock resets. Now, both your June 1 and June 15 rewards will remain active until August 14, or you open a TYS account by then.
When Rewards Are Available to be Cashed
Once you’ve opened your TYS account, any eligible cash rewards will be credited into your Tip Yourself account and available for transfer by 5 p.m ET on the business day after you earned the reward, unless we notify you otherwise.
Right to Suspend Participation and Cancel Rewards
EarnIn reserves the right to limit, suspend, or terminate your participation in the Gaming Rewards Program at any time, and to cancel or void any unredeemed or pending rewards if, in our sole discretion, we determine that you’ve violated the Terms. All determinations made by EarnIn regarding your participation in the Gaming Rewards Program will be considered final and binding.
Program Changes and Availability
Availability of the Gaming Rewards Program may be interpreted at any time and for any reason. We may modify, suspend, or end the Gaming Rewards Program at any time, with or without notice. This includes changes to reward types, eligibility, earning limits, and frequency. We may correct errors or revoke rewards granted by mistake or without meeting the Terms. Unless stated otherwise, changes apply to all rewards—past, present, and future. Rewards are only valid once all requirements are met and Terms are followed.
EarnIn is not responsible for your relationship with adjoe including but not limited to any errors, omissions, or issues related to the adJoe platform or its content.
No Employment Relationship
Participation in the Gaming Rewards Program does not establish an employment relationship between the participant and EarnIn.
Tax Implications
If you receive more than $599.99 in rewards in a calendar year from EarnIn across any of our rewards, promotions, marketing compensation, credit balance forgiveness, or other programs, we’re required to report it to the IRS and provide you with the applicable form. Please consult a tax advisor if you have questions about how this may affect your taxes.
Resources
Learn more about Tip Yourself here and review full program details in our FAQ and Terms of Service.
Learn more about Gaming Rewards in our
FAQ.
Language Considerations
Reward is on the first installation and playing?
CONSIDERATIONS RE Terms and Marketing [Outside Counsel] - the redemption values of rewards that consumers have already earned or purchased are devalued;
consumers’ receipt of rewards is revoked, canceled, or prevented based on buried or vague conditions, such as criteria disclosed only in fine print or up to the operator’s discretion; or
consumers have reward points deducted from their balance without receiving the corresponding benefit of the rewards, including due to technical failures when redeeming rewards points on merchant partners’ systems.
Additional Questions re: Figma
Item | Status |
Replace “Side Gig” “earnings” “earn” everywhere with different wording | Still Open - need to determine with outside counsel if we can use “Side Hustle” instead |
“By Clicking Continue” for Gaming Terms and Conditions | Completed |
Do we need to display AdJoe’s terms? a. determine with AdJoe, if the CM must accept the terms on the EarnIn side or on their side. Meaning, is it possible to remove their terms from this screen and say that the CM is transferring to AdJoe. Once onto AdJoe, then they accept the terms. b. There must also be a way for AdJoe to let us know the CM hasn't accepted their terms and therefore are not eligible for rewards. | Still Open
• Need their terms and privacy policy to identify their name |
How are we handling in the flow when the CM never sets up a TYS account c. How will the rewards be removed from their viewing? d. Will they still be able to view the AdJoe interface? e. Will they be blocked from any part of the experience? f. Is it a rolling 60 days of expiration? | Completed • CM will still be able to see the offering and earn rewards. • Rewards will continue to expire every 60 days from the date earned until a TYS account is opened |
Labelling of TYS jars - How will the CM know that their money went into a particular jar?
Answer - CM will see within “My Activity” | Still Open • No way to know which jar the funds went into • Need to confirm statement details is sufficient for regulatory compliance |
Timing of payments- Need accurate timing and for it to be stated everywhere we state “end of day”. Is 12am EST the accurate time when rewards will be deposited into the TYS? | Still Open - need to determine time to place within the terms and copy |
Expiration of rewards | Still Open - determining how to handle |
Statements - what will be shown and is it sufficient for regulatory needs? | Still Open |
“Earn Cash” vs. “Rewards” -seems as though we are conflating the two; | Still Open - how to handle it from a marketing perspective? |
Customers will not be eligible to view the offer under the following cases – Tip Yourself account that is in closed state Tip Yourself account but do not have KYC completed Don't have a Tip Yourself account but have had a hard fail on KYC from another product
| I understand (c). However for (a) and (b) what if the consumer completes their KYC or wants to reopen their TYS account which wasn't closed due to fraud? These individuals are permanently being denied the offering. |
Age verification - audit trail | Still open - remove the copy? And figure out a way to log and retain the information |
Resources
Contract Issues:
Steph Feedback
[Deal Tenure] When is the start date of this 1 year to keep Adjoe in the EarnIn app exclusively? From feature launch date or contract execution date? Presume the former, but looking for contractual clarity.
[Prepayment] What defines the referenced audience size of 450,000? Monthly impressions of the promo tile? Active game downloaders? Something else? I’m not following the math on an engagement rate of 5% leading to 450K DAU? (5% x 2M MAU ≠ 450K DAU)
[Prepayment] What are we planning to supply as “proof” of the 450K DAU? Presume this will be aggregated, anonymized data? If PII is shared, presume we have a path other than email to share this information with the partner
[Prepayment] Can we define “ARPDEU” in the contract?
[Prepayment] The prepayment proposed by Adjoe seems to be solving a different problem than the rationale for the seed deposit (at least my interpretation of the . We can float the first month of this engagement. I was trying to solve for the risk if Adjoe never pays us for some reason and we are out $$$…kinda like a deposit on an apartment lease. It would be good to get Treasury’s (@steven.cho) perspective on how they expect the seed deposit to benefit EarnIn and if the redlined proposal meets this need.
[Reporting] Currently, the amendment doesn’t have adjoe sending us user level. What information are they going to share with us in order to validate the 70/30 revenue share split?
[Rewards Pool] I don’t see a proposed term that holds adjoe liable for rewards pool management issues that could lead to the rewards payouts exceeding the agreed upon share of the 70% revenue share that is going to user reward? Also, will the split be contractual? If not, should it’s existence be referenced in the main contract or amendment (or maybe it is and I missed it).
[Audit Rights] Are there audit rights in the latest version of the main contract?
[Marketing] Currently the joint press release box is unchecked. Are we or are we not committing to a joint press release?
[Main Contract, “Duties of Partner and adjoe”, #22] What is an example of the kind of advertising partner that would fall under this exclusivity clause? Does this impact marketing and how we buy media? Could this impact our distribution partnerships?
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