Financial stress isn’t just a personal problem – it’s also a business problem. And it’s growing.
Today, 78% of Americans live paycheck-to-paycheck, leaving little to no room for saving or managing unexpected expenses. When employees are financially stressed, the impact shows up at work through lower productivity, increased absenteeism, and higher turnover.
While traditional benefits like health insurance and retirement plans are still essential, they don’t solve the day-to-day financial challenges many employees face. Employees need support that’s immediate, flexible, and practical – benefits that help them feel financially secure right now.
That’s where financial wellness benefits come in.
Key stats on the prevalence and business impact of employee financial stress
The benefits of financial wellness for both employers and employees
An introduction to how EarnIn’s solution gives employees greater financial flexibility
EarnIn is a financial technology company, not a bank. Banking services are provided by our bank partners on certain products other than Cash Out.
PayrollOrg, 2024 Getting Paid in America Survey
