Financial flexibility is becoming increasingly important for employees. Beyond the traditional bi-weekly paycheck, modern solutions are emerging that empower individuals to manage their finances more effectively. One solution gaining momentum is on-demand pay, also known as Earned Wage Access (EWA)—a benefit that gives employees access to a portion of their earned wages before payday.
But on-demand pay is more than just early access. It’s a powerful financial wellness tool that helps employees stay on top of everyday expenses—like groceries, rent, and medical bills—while helping employers increase productivity, hiring, and retention.
View this infographic to learn:Â
How on-demand pay works, including the difference between integrated and non-integrated EWA models
Why it’s a win-win for both employees and employers, improving engagement and retention
What employees actually use it for, with data-backed insights into real-world spending needs
Common misconceptions about on-demand pay—debunked with facts every employer should know
Please note, the material collected in this post is for informational purposes only and is not intended to be relied upon as or construed as advice regarding any specific circumstances. Nor is it an endorsement of any organization or services.
EarnIn is a financial technology company, not a bank. Banking services are provided by our bank partners on certain products other than Cash Out.
