Help us build a better financial system.

We believe paychecks should be instant, and financial systems should focus on people, not profits.

People pay $100 Billion a year in fees while they wait for their paychecks.
The pay cycle needs to change.
We’re creating a system designed around you.

No loans, no interest, no hidden costs. Just your money, in your bank account, instantly.

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Join us

We rely on you, the members of our community, to drive this movement forward. The more people on board, the bigger the impact.

Here’s how you can help further the cause:

Download the app
Pay it forward
Refer a friend
Work with us
  • STEP ONE
    Download the app
    Download the Earnin app to get paid in minutes.
  • STEP TWO
    Pay it forward
    When you can, leave a bigger tip to cover someone who can’t.
  • STEP THREE
    Refer a friend
    Help a friend and grow our community. It’s a win-win.
  • STEP FOUR
    Work with us
    Come collaborate with us and build Earnin from the inside out.
Meet some of the folks leading the charge
How it works
How it works
Collaborating
Collaborating