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Medical debt isn’t only a financial burden — it’s an emotional one. It blocks you from pursuing the goals you’ve always planned for, and the life you want to create.

But you are not alone in your debt. And you are not alone on the path ahead.

Is this for real?

We don’t know how to put this lightly, so here it goes: YES! If you’ve received a letter from RIP Medical showing your medical bills have been paid in full, there’s nothing left to do but celebrate. 🥳

What is EarnIn’s role?

EarnIn has partnered with RIP Medical to abolish a total of $22M in medical debt in communities that our customers are active in. During the next three months, we’re committing to abolishing debt in San Antonio (September), Phoenix (October), and Las Vegas (November).


EarnIn is here to help more people build financial momentum. Our 3.8M members use the EarnIn app to get paid as they work — not days or weeks later. Our products are built on the belief that your money should move as fast as you do. More on that, here.

Who qualifies for debt relief?

Recipients are selected at random by RIP. In order to qualify for eligibility, you need to earn less than 4x the federal poverty level or hold debt that is 5% or more of your annual income. Restrictions apply and participation is not required for individuals. You can learn more about RIP Medical’s qualification criteria on their site, here.

What is RIP Medical?

RIP Medical makes it possible to relieve medical debt and reduce financial anxiety for millions of people. You can learn more about the organization on their site, here.

Meet EarnIn

Less debt. More opportunity.