Credit Monitoring
Track your credit score for free
Know where you stand so you can gain confidence in where you’re headed.
- Get instant access to your Vantage Score 3.0® by Experian®1
- View credit usage, open accounts, and payment history
- Receive alerts to help detect fraud and get ahead of surprises
380,000+ 5-star reviews — and counting
Downloaded over 15M times and referred 570k times by
EarnIn Community Members in the past year alone.
Jumpstart your credit goals — today
Whatever your plans, your credit score can get you there.
Stress less about what’s next
See what lenders or landlords may see, so you can better plan for your next opportunity.
No hard or soft pull
Checking your score will not impact your score. (Say that 10 times fast.)
Protect yourself from fraud
If there are any major changes to your credit, you’ll be the first to know with real-time alerts.
Doesn’t affect your Max
Your score is not used to determine your access to earnings.
Live every day your way
Free credit monitoring is just the start
By signing up for EarnIn, you also get access to up to $100/day [up to $750 per pay period2] of your money as you earn it. (It’s called everyday payday, and our community loves it.)
Get Started
Getting started is easy
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01
Download the EarnIn app and verify your info
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02
Opt in for free credit monitoring to see your score
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03
Get access to your earnings as you work
Getting started is easy
01
Download the EarnIn app and verify your info
02
Opt in for free credit monitoring to see your score
03
Get access to your earnings as you work
Always safe, always secure
We use the latest in security technology to keep your data protected. And we never sell your personal information — period.
And we’re here for you 24/7
We strive to respond to your questions in less than 60 seconds3. But we’re always working to beat our record...
Frequently asked questions
Navigate your credit with confidence
So you can get closer to those big dreams.
EarnIn is a financial technology company not a bank. Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. EarnIn services may not be available in all states. For more info visit earnin.com/TOS.
Credit Monitoring is subject to approval.
1Calculated on the VantageScore® 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Learn more: https://www.experian.com/assets/consumer-information/product-sheets/vantagescore-3.pdf
2Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details
3Actual response times vary
