More control over your money

Access up to $100 per day from the hours you've already worked, without hidden fees or interest.

5 Stars

I have been using Earnin for a few months now, and I absolutely love it. No extra fees, no hidden anything. I have never had a single issue, and more times than I can count, this app has saved me from quite a few financial hardship situations. Thankful for that! Would highly recommend, especially, it has been helpful during quarantine and COVID too.

Real 5-Star Review from Mk-73 on the App Store

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Get Started

We rely on you, the members of our community, to drive this movement forward. The more people on board, the bigger the impact.

Here’s how you can help further the cause:

  • Download the app

    Download the Earnin app to get paid in minutes*.

  • Pay it forward

    When you can, leave a bigger tip to cover someone who can’t.

  • Get financial independence

    Together, we're building a better financial system.

* Applies only to Community Members enrolled in Lightning Speed. Daily and pay period Maxes apply. Actual transfer speeds depend on your bank and could take up to 30 minutes. Restrictions and/or third party fees may apply. See our Terms of Service for details.

Hear from Our Members

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People pay $100 billion a year in fees while they wait for their paychecks. The paycycle needs to change.

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What are You Waiting For?

Join Hundreds of Thousands of Members

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