Help Keep Access to Your Earnings Safe

The State of California issued notice of a decision, which, if enacted, represents an existential threat to Earned Wage Access (EWA). The term EWA refers to the access of earnings before payday. In short, California is seeking to regulate EWA as short term loans, which could impact your credit score and limit your ability to choose what to pay. This would take away your right to choose what to pay.

Californians need your help to stop this misguided, harmful regulation.

As you know, EarnIn helps you access your money when you need it, no mandatory fees, no questions, no catch. EarnIn and other Earned Wage Access providers were designed specifically to disrupt the payday loan industry and present an alternative to bad actors.

Here’s how you can help protect access to your pay as you earn.

California regulators are accepting comments from the public. Your voice matters. Share how you value EarnIn and the difference EarnIn has made in your life. If this ruling would impact you and your family’s ability to manage your money, they need to know.

Submit comments in the form on this page, or by any of the following methods.