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Earnin gives you the power to get your pay when you need it.

You're in control of your pay


You work every day – there's no reason you should have to wait a week or two for your paycheck. You've worked these hours, you earned the money, and you should decide when you get it. Earnin gives you the power to get your pay when you need it. The money goes directly into your bank account.

You’ll save money


Paying your bills late can rack up fees. Overdrawing on your bank account can accrue a pile of insufficient funds and overdraft fees (and these aren't cheap!) Don’t waste your money on unnecessary fees while your pay sits idle. Take your pay when you need it and save money!

It’s super secure


Earnin uses strict security measures such as 256-bit encryption to protect the privacy and security of your information. This level of security is equal to, or even higher than, what many online banks use. Our servers are hosted in secure locations and regularly undergo security audits. Earnin is trusted by employees from many of the top companies in the US.



Join employees from

  • Apple
  • Bank of America
  • Best Buy
  • Home Depot
  • Lowe's
  • Starbucks
  • Staples
  • Uber
  • Walgreens
  • Whole Foods
  • ...and more!

What our users say

"OMG thank you! I paid my tuition payments on time and everything!!! I'm definitely spreading the word. And thank you for starting this company!"

Javiera P., Earnin user from CA

“Earnin has changed my finances. I don't have to get payday loans anymore or get charged outrageous interest rates. And I love how the money is in your bank account the next day.”